← All guides
4 min read

How long does probate take, and why does it take so long?

The short answer, then the built-in waits that make it drag: creditor windows, court calendars, and taxes.

Most straightforward estates take about six to twelve months to settle. A simple one with a clear will and few assets can move faster; a complicated or contested one can run two years or more.

Why it takes so long

A few waits are unavoidable. After the court appoints you, creditors get a set window to make claims (often three to six months, set by your state). Courts move on their own calendar, so filings and hearings get scheduled weeks out. And if the estate owes tax, you may need to clear that before you can safely distribute.

What you can control

You can't rush the creditor window or the court, but you can avoid self-inflicted delays: order the death certificates early, open the estate promptly, and keep clean records so nothing bounces back.

Assets with a named beneficiary (life insurance, retirement, payable-on-death accounts) and anything held in a trust skip probate entirely, so they can pay out in weeks rather than months.

See what this means for your situation.

Answer five quick questions and we'll tell you whether you need probate and the very first thing to do.

Start →

Common questions

Can I speed probate up?

You can't shorten the creditor window or the court's calendar, but opening the estate promptly and keeping clean records avoids self-inflicted delays.

Why can't the executor distribute right away?

Debts, taxes, and the creditor-claim period must be settled first; distributing too early can leave the executor personally on the hook.